We are always pleased when people visit our website. We hope that you find this site easy to use for information about our credit union and it's services as well as the home banking products.

This year Tower Family Credit Union will participate in the Just File It! program. January 18, 2010 will kick off the Just file it! program for the 2009 tax season. In past years, this program has helped thousands of Michigan residents file their taxes for free and take advantage of the state and federal earned-income tax credit (EITC). Last year 5,425 Michigan filers received more than $10 million in tax refunds and credits.

The Just file it! program is available to anyone in need of tax services no matter what their income level. All that is required to use the Just file it! program is a computer, Internet access, a Web browser and a printer. The program uses a free, Web-based software program, posing questions to users and offering assistance via online chats. It is offered in English and Spanish.

If this program maybe helpful to you just follow the quick link to Just File It!

Service Center Members

Dear Member,

I am writing this letter to you since you are a frequent Credit Union Family Service Center user. In our previous newsletter we informed you that starting September 1, 2006, we would begin charging a usage fee for service centers. You will be allowed one free transaction per month and then will be charged $4 per transaction after that. Some business that you conduct while at service center may actually be considered more than one transaction and you would be charged more than $4 for that visit.

I would like to recommend or remind you of some options that are available so you may not need to use service center as frequently.

Direct deposit of your pay check, social security, pension or income tax refunds will eliminate the need to deposit or cash checks. If you have small miscellaneous checks you should consider mailing them, they will usually be here in a day or two.

Consider an atm or debit card. You can deposit checks at many atms as well as withdraw money. The debit card can be used at an atm or in the checkout lane at most stores. Many stores provide the option of cash back with your transaction for that pocket money you may need from time to time. Debit cards are also very convenient at the gas stations where you can pay at the pump and avoid impulse purchases.

Our new location will be 3302 Mindi Lane which may be more convenient for you than our current location and/or the service center on South Westnedge. Also, many of our members are not aware that our hours are Monday and Thursday 9 am to 5:30 pm and Tuesday, Wednesday and Friday 9 am until 4 pm.

Use home banking! This can help you with account transfers, loan payments, account history, loan applications and withdrawals by check made out to you. This service may help eliminate a trip to the service center.

If you find that any of these services can help you please give us a call and we will help you get started.

Sincerely,

Deborah Adams

Deborah Adams
Manager